Car insurance rates can be high, especially if you have a criminal conviction on your driving record. Actuaries at insurance companies perform statistical analysis to determine how much should be charged to cover dangerous drivers. If you are a felon with a felony conviction on your record, or even if you only have a misdemeanor relating to your driving, attempting to hide the facts might not help when it comes to trying to lower your insurance costs or get cheap rates. Public records searches via the internet can often reveal a lot of information that people formerly thought would remain confidential. Getting coverage for these people becomes complicated.



For the high risk jailbird, it's best to answer questions truthfully when it comes to auto insurance. There is no requirement to provide information that is not asked for, but failing to provide information about past chargeable accidents, accidents that involve alcohol, or other violations, especially if they have involved death or injury, is asking for trouble. Whether you've have had tickets that involved speeding, careless driving, running stop signs or red lights, or failing a sobriety test, lying to hide information could result in having your policy canceled or declared unenforceable in the event your are in an accident, leaving you stuck with liability for injuries, or even being charged with fraud. If you policy is canceled, you'll find that other insurance companies might not even consider offering your coverage, except at much higher rates.



Convict car insurance might seem like like a no-brainer for the bad driver likes of Thunderbolt, from Thunderbolt and Lightfoot in the 1974 Clint Eastwood movie, or any of the other bad guys in his "Dirty Hairy" movies. These characters had a way of every wrecking car they encountered on the road or parking deck. One thing that made these movies fun to watch was that these accidents were sometimes the fault of the good guys. Drivers who were foolish enough to be on the road during these chase scenes just deserved to get creamed. Having just been released from prison, these professionals would have never thought twice about making sure they had full coverage for liability, collision, and medical against miner fender-benders to full blown collisions. Side swipes, t-bones, rear ends: these guys knew how to do it all.

People who are caught driving with alcohol under DUI laws (also known as DWI) know all to well what it means to get caught driving without insurance. If sent to jail to sleep it off, the liquor did not make them feel any better when they woke up. They are especially eschewed by society, being disqualified from the road and wearing a scarlet letter "D" to proclaim their disregard and danger on the road. If they have to go to court to be prosecuted for their crimes, they might retain a lawyer to defend them with expert legal advice. They usually hire an attorney who specializes alcohol related cases, but sometimes they incur jail time or big fines, anyway.

Get Low Cost Car Insurance
Car Insurance Accident